Our Insurance Dispute Resolution Department is willing to take on claims of £40,000, or more, on a no-win, no-fee basis.
We understand the upset, frustration and distress caused by not having your insurance claim paid out. Our dedicated solicitors will work tirelessly to make sure that you are properly paid out in accordance with your insurance policy.
Richardson Hartley Law specialises in unpaid insurance claims involving buildings insurance, life insurance, critical illness insurance and business insurance.
We help to get your dispute insurance claims paid out quickly and in full.
Contact us today to see how we can help settle your unpaid insurance claim.
Fill out our form or ask for us to call you to help get your insurance dispute underway.
Once we have all the information and documents that we need, we can takeover your claim.
We can negotiate directly with the insurer or take the claim to the Financial Ombudsman Service or court.
This pays for the rebuild or repair of your property after suffering a fire, flood or theft. The insurance generally covers the structure of the building, including walls, rooves, outdoor buildings, the garden floors and permanent fittings such as bathrooms and kitchens.
We help to make sure that unpaid buildings insurance claims are properly costed and fully paid out. If you are unable to live in your property we will help you to claim accommodation costs. We will also ask for interest to be added if your claim has been significantly delayed.
After someone dies, life insurance can be paid out to nominated beneficiaries. This money can be used by the recipients to cover living costs such as accommodation and groceries or long term care. Some people have life insurance polices in place to cover costs of the funeral or as a way of donating to their chosen charity.
Having unpaid life insurance claims can be particularly devastating for the person who was meant to receive the money. As well as grieving the person who was meant to be the beneficiary can be left in dire financial circumstances. We step in to take control of the claims process and help you to get the money that your loved-one intended to leave you.
When someone has a critical illness being able to access their insurance money can be of crucial importance. Many people take this insurance cover as way of being able to afford private health care to help aide their recovery. For others, it allows them to fund their life as they battle disease.
Not being paid out cirticial illness insurance creates terrible stress at a time when someone should be concentrating on getting better. At Richardson Hartley Law, we understand the sensitivity of the issues and how important that your insurance claim is resolved as quickly as possible.
This is a broad term for a variety of insurance polices held by businesses. It can range from business interruption claims to buildings insurance. Business insurance is designed to allow companies to make up for any losses caused through events that they had no control over.
When business insurance claims are not paid out it can jeopardise the very survival of the company. We can takeover these unpaid claims so that you can concentrate on helping your business to make money and recover from the insured event.
When 88-year-old John Rodger’s house burned down while he was away on holiday he was left in a severe state of shock.
He returned home to find the building had been razed to the ground and that nearly all of his possessions had been turned to ash.
Mr Rodger dug out his insurance policy and contacted Hastings Direct to start the process of making a claim.
There was a slight delay but the insurance company seemed to be back on track when they sent out fire investigators.
However, it soon became clear that Hastings Direct wasn’t going to be willing to pay out for his claim.
To his horror and disbelief they said that a fire report had indicated that the pensioner may have been growing a cannabis farm at his property. An accusation he described as ‘utterly ridiculous’.
In need of help, Mr Rodger turned to Richardson Hartley Law to take on his claim.
The law firm took the case on a no win, no fee basis
Mr Rodger could not believe that the insurance firm had decided not to pay out.
The pensioner was now left to live in a shed, staring at the foundations of his burned down house.
We looked at all of the documents and evidence and were confident that Mr Rodger definitely did have a valid claim.
After months of too-ing and fro-ing, we eventually won Mr Rodger’s case through the Financial Ombusdman Service.
We then helped him to get a final settlement with the insurer.
Mr Rodger said: ‘I am so grateful to Richardson Hartley Law. I would probably still be living in a shed without their help. They fought so hard to win my case and kept me up-to-date throughout.’
Mr Rodger’s story appeared in the Daily Mail newspaper.